{
"merNo": 0,
"merApplyNo": "APPLY1760000000000",
"notifyUrl": "https://testpay.onlinepay.ai/refund/test",
"sign": "RSA256_SIGNATURE_STRING",
"userId": "user1760000000000",
"name": "Peter Master",
"address1": "Long Beach Street 1",
"address2": "Apt 101",
"city": "Long Beach",
"country": "US",
"dateOfBirth": "2000-12-31",
"iban": "DK1189000026135042",
"bicSwift": "SXPYDKKKXXX",
"idFiles": [
"file_id_identity_front",
"file_id_identity_back"
],
"bankStatementFiles": [
"file_id_bank_statement"
],
"kycReportFiles": [
"file_id_kyc_liveness_selfie_report"
]
}