Credit Card API

Testing Env

https://testpay.onlinepay.ai

POST

/v2/payment

OnlinePay will obtain the HTTP Header referer to verify the website source. The website source must be configured by OnlinePay to be verified. If you do not access the interface through a browser, you need to actively add a referer.

Request

Header Params

Body Params application/json

Example

{
    "merNo": 104001001,
    "merOrderNo": "ORDER_20260519_001",
    "currencyCode": "USD",
    "sourceAmount": "100.00",
    "returnUrl": "https://merchant.com/return",
    "notifyUrl": "https://merchant.com/notify",
    "sign": "A1B2C3D4E5F6...",
    "ipAddress": "192.168.1.1",
    "cardNo": "4111111111111111",
    "cardExpireMonth": "12",
    "cardExpireYear": "2030",
    "cardSecurityCode": "123",
    "billingFirstName": "John",
    "billingLastName": "Doe",
    "billingAddress1": "123 Main St",
    "billingCity": "Los Angeles",
    "billingState": "California",
    "billingCountry": "US",
    "billingZipCode": "90001",
    "billingPhone": "+1234567890",
    "billingEmail": "john@example.com",
    "shippingFirstName": "Jane",
    "shippingLastName": "Doe",
    "shippingAddress1": "456 Oak Ave",
    "shippingCity": "New York",
    "shippingState": "NY",
    "shippingCountry": "US",
    "shippingZipCode": "10001",
    "productInfoList": [
        {
            "sku": "SKU001",
            "productName": "Product A",
            "price": "50.00",
            "quantity": "2"
        }
    ],
    "userAgent": "Mozilla/5.0",
    "deviceId": "DEV-12345",
    "screenColorDepth": 24,
    "screenHeight": 1080,
    "screenWidth": 1920,
    "javaEnabled": false,
    "javascriptEnabled": true
}

Request Code Samples

Shell

JavaScript

Java

Swift

PHP

Python

HTTP

Objective-C

Ruby

OCaml

Dart

curl --location 'https://testpay.onlinepay.ai/v2/payment' \
--header 'paymentType: CREDIT_CARD' \
--header 'Referer: https://example.com' \
--header 'User-Agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/91.0.4472.124' \
--header 'Authorization: Bearer eyJhbGciOiJIUzI1NiJ9...' \
--header 'lang: en-US' \
--header 'orderType;' \
--header 'Content-Type: application/json' \
--data-raw '{
    "merNo": 104001001,
    "merOrderNo": "ORDER_20260519_001",
    "currencyCode": "USD",
    "sourceAmount": "100.00",
    "returnUrl": "https://merchant.com/return",
    "notifyUrl": "https://merchant.com/notify",
    "sign": "A1B2C3D4E5F6...",
    "ipAddress": "192.168.1.1",
    "cardNo": "4111111111111111",
    "cardExpireMonth": "12",
    "cardExpireYear": "2030",
    "cardSecurityCode": "123",
    "billingFirstName": "John",
    "billingLastName": "Doe",
    "billingAddress1": "123 Main St",
    "billingCity": "Los Angeles",
    "billingState": "California",
    "billingCountry": "US",
    "billingZipCode": "90001",
    "billingPhone": "+1234567890",
    "billingEmail": "john@example.com",
    "shippingFirstName": "Jane",
    "shippingLastName": "Doe",
    "shippingAddress1": "456 Oak Ave",
    "shippingCity": "New York",
    "shippingState": "NY",
    "shippingCountry": "US",
    "shippingZipCode": "10001",
    "productInfoList": [
        {
            "sku": "SKU001",
            "productName": "Product A",
            "price": "50.00",
            "quantity": "2"
        }
    ],
    "userAgent": "Mozilla/5.0",
    "deviceId": "DEV-12345",
    "screenColorDepth": 24,
    "screenHeight": 1080,
    "screenWidth": 1920,
    "javaEnabled": false,
    "javascriptEnabled": true
}'

Responses

🟢200OK

application/json

Bodyapplication/json

Example

{
    "code": "00000",
    "message": "SUCCESS",
    "data": {
        "payCode": 2,
        "tradeNo": "T20260519001",
        "merOrderNo": "ORDER001",
        "payUrl": "https://pay.example.com/checkout?token=xxx"
    }
}

Modified at 2026-05-27 09:25:35

V2 Signature Specification

Alipay API